Money Matters

Billing and Credits

In mid-July you will receive an electronic bill from Emory's Student Financial Services office. The statement will show charges for Fall semester tuition and fees, as follows:

Charges (Fall 2017)
Tuition $20,400
Activity fee $92
Athletic fee $138
Computing fee $50
Mental Health fee $78
Enrollment fee $1,250
Total $22,008

You may also see these charges:

  • A transcript fee: all new degree students are required to pay a one-time transcript fee of $70 at the time they first enroll. This is a one-time fee that pays for all future transcripts. For more information see the Registrar's website.
  • A charge for health insurance -- see below.
  • Other optional charges, such as an Emory Parking Permit

Your statement may also reflect Anticipated Aid for tuition and fee scholarships: if your admissions offer letter included a scholarship for some portion of tuition or fees, then this will be reflected as Anticipated Aid. The Office of Financial Aid will begin disbursing Anticipated Aid overnight on August 17. On August 18, your OPUS account balance will update to reflect your financial aid awards for Fall 2017. 

For Fall 2017, the bill payment due date is August 14. Students with Anticipated Aid may pay their balance on August 18 after their financial aid has disbursed—the payment will not be considered late. Students with unpaid balances by August 23 may be charged a late fee and be at risk of having their registration canceled by Student Financial Services. 

Please refer to the Student Financial Services website for more information about the billing process and payment options. OPUS "how to" guides are also available in OPUS.

There is more information on our tuition and fees page, as well as our scholarships page.

Health Insurance

All new degree-seeking and international Emory University students are required to have health insurance. Under this requirement, students must either purchase the Emory University Student Health Insurance Plan or provide documentation of enrollment in a comparable United States-domiciled plan. New students wishing to waive enrollment in the Emory Student Health Insurance Plan will need to complete the annual waiver process via OPUS prior to the first day of classes of their first semester at Emory. 

If a student has not waived out of the Emory Student Health Insurance Plan by the date of Emory’s pre-term Student Financial Services bill, he/she will be billed for the Emory/Aetna Student Health Insurance Plan. However, the student will still have until the first day of semester classes to complete a waiver and have the insurance enrollment and charge reversed. Students will need to complete the annual insurance enrollment/waiver process each year they are enrolled at Emory.

For 2017-18, the annual premium for the Emory/Aetna Student Health Insurance Plan is $3,466.

For more information, visit the Student Health Services website.

Emergency Loans

The Laney Graduate School administers an emergency loan fund to help students meet unexpected financial needs. Emergency loans are interest-free when repaid within four months of issue. New students may apply for emergency loans, but note two things: you can apply only after you have registered, and your application will need the signature of your DGS. There is more information on our emergency loan page.

Federal and Private Loans

Information about student loans is available through Emory's Office of Financial Aid.


If you have been awarded a stipend, your letter of admission indicated the amount and the term of your stipend. Stipends are disbursed monthly on the last business day of the month, from September-August; the first disbursement will be September 29, 2017.

There is more information on our scholarships and stipends page.

Stipend Paperwork

Stipends are disbursed via Emory's payroll system. You will need to complete your stipend paperwork online via the HR Orietnation website. As part of the online orientation session, you will complete electronic versions of state and federal tax forms, a Form I-9, and a direct deposit authorization form. You may review the forms in advance, but please remember that only the online versions of the forms that are completed via the HR Orientation website will be accepted. Your Graduate Program Administrator will send you more information about this process in the weeks before you start the academic year.

Forms can be found in the sidebar at right for review. The IRS website is an essential first stop for all students with questions about taxes. IRS Publication 970, which deals with scholarships and fellowships, will be of special interest to graduate students. Emory does not provide personal tax advice and recommends seeking professional tax counsel whenever necessary.

International Students -- anyone who is in the U.S. as a "non-resident alien," usually on F1 or J1 visas -- who receive stipends must meet with Mary Andrews, the University's non-resident alien tax advisor, before completing tax forms. Contact Mary at  or 404-727-7889 as soon as you arrive at Emory.

Electronic Pay Advice

Each month, a few days before your stipend payment is deposited into your bank account, the Emory payroll department will notify you by email that the payment has been processed. The email will state: "Your Pay Advice is now ready for review on the PeopleSoft: HR website" Please note: the funds are not deposited on the day you receive the pay advice; they are deposited on the last business day of the month.


LGS scholarships or stipends: Contact your Graduate Program Administrator.

Federal or private loans: Contact your Office of Financial Aid Advisor.

OPUS account balance: Contact your Student Financial Services Account Representative.